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Auto Insurance

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New Jersey Auto Insurance Company Endorsed

According to the article “New Jersey Intimacy of REALTORS(R) Endorses High Point Auto Insurance” from news.prnewswire.com, High Point Auto Insurance announced a new partnership with NJAR(R) that will put by thousands on New Jersey auto insurance quotes for members. 

NJAR(R) has endorsed High Point Auto Insurance as their official auto insurance partner so its members will have access to a ignore with one of New Jersey’s most respected auto insurance companies in New Jersey.

Jim Tignanelli, the president of High Point Property and A victim Insurance Company, says that since they are also focused only on New Jersey residents they can provide meaningful coverage and benefits that include the delineated needs of New Jersey auto insurance policy holders.

Source: Smart Auto Insurance Blog

Auto Insurance

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Why do auto insurance company need your date of birth and a Credit check before getting insurance?

Jul 11, 2009 by craig_snow2000 | Posted in Insurance

My better half is annoyed at the fact as am I that first auto insurance is so damn high for women. Also we are annoyed at why they now want personal info like your companion of birth and credit check. Why is it that it is this way? I think it is Stupid for credit checks always have.

Some places do not verify your credit. Here's the reasons they ask for and require the info depending on the company. Date of birth will classify the applicant in age groups that "show" how in character driver's in that age range drive, how many accidents they have reported, as well as other driving habits. As far as the credit check goes, it's because they scarceness to see what type of payment history you have. If you have good credit, and pay on time, they will give you better rates sometimes. If you have poor accept, miss payments all the time, etc. They will most times not insure you. I myself am a Licensed Life Insurance Agent in the state of Ohio. We do not attack credit for life insurance, but our agents do for the property and casualty insurance.

| Jul 11, 2009

auto insurance in America is regulated by the states.

DOB has two purposes -- one, it helps fix sure that the driving record they pull up from their databases is in fact yours. Second, there is no doubt that age of the driver does margin a role in the frequency and severity of accidents and thus in the rates you should pay.

Credit check. Amazingly enough, someone at the insurance companies figured out that people with exceptional credit are more careful -- even as automobile drivers. Thus, they asked the state for permission to use credit rating as a element in pricing auto insurance.

some states prohibit this. most allow it. since it does seem to be predictive [and since it also predicts the chances of the renewal bill being paid on perpetually] there seems to be value in the process for those who have good or excellent credit.

btw, good and excellent credit describes contributors to civil campaigns, too. you have to have a bit of money to give some to your candidate.
Spock (rhp) | Jul 11, 2009

do you have to buy auto insurance before you buy a car?

Nov 30, 2006 by andrewjames | Posted in Insurance & Registration

i've never bought a car in the uk before and i'm not following the theoretically very well, i mean, you could arrange insurance first, and then the car you want have already been sold to someone else, at the same time, you don't want to be driving it off the forecourt with no cover. so is the superior thing to sort it all out at the garage? will the dealer help me to do this?

You normally put a part on the car so it wont be sold to anyone else. Then you arrange insurance to start on the day you collect the car and take the cover note to the garage with you to prove its insured - unexacting xxx

starlet108 | Nov 30, 2006

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