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	FREE CAR - AUTO INSURANCE QUOTES - COMPARE LOCAL AGENTS AND SAVE HUNDREDS TODAY Other $0.01 Bids: 1 End time: 08-Feb-12 03:06:30 PST
	48"x120" FREE AUTO INSURANCE QUOTES BANNER SIGN car motorcycle homeowner save Business Signs $113.99 End time: 04-Mar-12 20:03:43 PST
	GET FREE CAR / AUTO INSURANCE QUOTES IN MINUTES - SAVE $500 OR MORE Other $0.01 Bids: 1 End time: 08-Feb-12 03:06:58 PST
	36"x96" FREE AUTO INSURANCE QUOTES BANNER SIGN car motorcycle homeowner save Business Signs $61.74 End time: 04-Mar-12 20:08:05 PST
	12" FREE AUTO INSURANCE QUOTES DECAL sticker car motorcycle homeowner save Business Signs $8.99: $9.99 Bids: 0 End time: 09-Feb-12 10:43:22 PST
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	FREE AUTO INSURANCE QUOTES BANNER SIGN car motorcycle homeowner geico save Business Signs $19.99 End time: 26-Feb-12 19:28:27 PST
	FREE CAR - AUTO INSURANCE QUOTES - COMPARE LOCAL AGENTS AND SAVE HUNDREDS TODAY Other $0.01 Bids: 0 End time: 10-Feb-12 17:49:26 PST
	48" FREE AUTO INSURANCE QUOTES DECAL sticker car motorcycle homeowner save Business Signs $33.24 End time: 08-Feb-12 20:08:17 PST
	GET FREE CAR / AUTO INSURANCE QUOTES IN MINUTES - SAVE $500 OR MORE Other $0.01 Bids: 0 End time: 10-Feb-12 17:49:59 PST

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Why is my insurance so expensive?

Apr 15, 2007 by wednesday | Posted in Insurance & Registration

I am looking to buy an hyundai coupe 1.6 auto and I am wondering why all my insurance quotes are so extravagant. These are my details.

18 years old
0 NCB
Full Licence held for 8 months
Only need up to 4000 miles a year
car is significance £2000
Will use it for Leisure and commuting
Only need Third Party Fire Theft
Live in the South east, in east sussex

I have been speaking to a few people who own these also and they are getting much cheaper quoted than I am getting and they exigency more than me like they have a 2 litre, 10,000 miles, newer model car like 2002, car is worth more.

As an model a person I have been talking to is also 18 and he has got a 2002, 2 litre and his car is worth £6500 and he has a quote for £1000 and that is fully comp. This is a collection 10 insurance car.

I am 18, I am looking at a 1997 1.6 which is worth £2000 and my quote is £2400 from the same company and mine is a club 9 insurance.

I can't seem to figure out why my quote is way above theirs.
The car will be garaged, I don't have any claims or convictions, I just don't understand how a person with almost identical circumstances to me but has a bigger engine, needs more annual mileage, fully comp cover and their car is benefit 3 times what mine is worth can get insurance cheaper than me and much cheaper at that. Even if I do live in a more risky area ( I don't know if I do or not ) surely I should still be getting somewhere immediate their quote seeing as though I have am the same age, older car, not worth as much, only need Third party fire and theft. I require much less and am getting quoted £1400 more than them now unhesitatingly I can't be paying that just for my area. If anyone is in the insurance business and knows what could be wrong I would like to hear from you.

A big common sense is your age, but could also be where you live, as maybe car crime is high in the region?

Try www.confused.com to search for the cheapest quote online. It's extremely good, and i managed to get £80 off my car insurance renewal quote! Good luck.