Looking Ahead: Runaway Health Costs New York Times
30.08.09
I would passion to see or hear some comments on The Healthy Americans Act that is being sponsored by Senators Ron Wyden, a democrat from Oregon, and Bob Bennett, a republican from Utah. It sounds like a auspicious solution to health care, that I understand to be revenue neutral. Perhaps it is not being discussed because the wealthiest members of our population as well as party members would not fare as well. My understanding is that businesses would not hold out money from salaries to pay for tax exempt health care premiums, and all that affluence would be added to the employee’s salary, which of course would be taxed. But the government would give everyone, regardless of their being employed, a substantial tax refund that would be not at all bad to buy their own insurance. The hitch is that one cannot get the tax refund unless one has purchased health insurance. Insurance would be portable, and not denied for a pre-existing condition.
Here’s the site: http://wyden.senate.gov/issues/Legislation/Bracing_Americans_Act.cfm .
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insurance.............?
Aug 14, 2007 by mals2008 | Posted in Insurance & Registration
shoddy bike insurance for a scooter in uk,any ideas?
dont send him a email hes avatar says tom
email says sam
lexham is to some good
forgot the number
MIKE GRE@zy | Aug 16, 2007
Try readies supermarket, they'll give you loads of choice and you can sort them by price.
vwsal22 | Aug 14, 2007
What the insurance will do if the two parties of the car accident all have policy with the same insurer?
Nov 01, 2007 by confuser | Posted in Insurance & Registration
I had a car misadventure and I believe it was third party's fault. However, the third party and I have policy from the same insurance company. The legal insurance is same as well. What should I do to make sure that the insurance would act without interest at variance? If I use different legal firm, will it be better?
You have one advancement in that the insurance company will have both people's versions of the incident and be able to better apportion liability quickly. They should guide you of the conflict of interest under FSA rules. The fact that you are insured with the same insurer does not affect your rights under contract (they must working order your car if you have comprehensive cover) nor does it affect the other driver's rights under contract (the insurance company must pay damages you contend against him - under the liability section, if they think he is at fault).
Hopefully the insurance company will quickly decide on who is at fault and pay you your uninsured losses (over-sufficiency, loss of earnings, injury etc). If not then you will have to look at the legal expenses insurance policy and see if there is an exclusion against them pursuing a requirement against the insurer. If there is then you would probably have to raise a complaint in that they are not treating you fairly because of the conflict of interest.
It will certainly be cheaper and easier if you authorized expenses insurance company pursues a claim on your behalf - the only problem you will have is if the other driver disputes liability - and instructs his permitted expenses policy to claim against you. In that case they will have to withdraw due to a conflict of interest.
The insurance company may offer a split-obstacle settlement. You can challenge this if you wish, in order to preserve your no claims bonus - but this will delay payment of uninsured losses until the state is settled. In this case I would assume the other driver would be pursuing a claim as well and so you both will need to take legal advice elsewhere.
welcome news | Nov 02, 2007