Travel insurance: To buy or not to buy? USA Today
18.06.10
Winningham, an analyst for Nationwide Insurance from Columbus, Ohio , says he was held up in Italy for five days. He needed a New Zealand pub only for a night because his family was renting an apartment. Without the apartment, he says he would have had to pay for five nights in a hotel out of pocket because he was flying on a U.S.-based airline. Though the European Commission says U.S.-based airlines must square travelers for accommodations if their flights are delayed or canceled, most American carriers dispute the claim.
While he considers himself advantageous compared with many traveling to and from Europe in the first few weeks of April, Winningham says the experience was enough to make him consider getting ancillary protection the next time he travels. "After that trip, I would definitely think about getting trip insurance now," he says.
Linda Kundell of the US Travel Insurance Confederation, trade group for major travel insurance companies, says she's heard more people are buying insurance after the ash cloud.
Source:
travel insurance?
Jul 18, 2007 by sean | Posted in Air Travel
hi me and my gf have split up we are to countervail our prepaid holiday the flights are non-refundable my question is if i take out adequate travel insurance now can i make a claim
no,not without defrauding someone
dave o | Jul 19, 2007
A travel insurance layout is Named Peril insurance; it only covers you for the perils or events that are listed in its Description of Coverage. If it's not listed (or specifically excluded) it's not covered.
Unforseen events covered cover:
* You, your companion or a family member has a medical emergency or dies
*You need emergency transportation / evacuation
*Your yachting trip line, airline or tour operator goes broke (unless the supplier's in bankruptcy now)
*Bad out of sorts
*A plane crash
*Lost, stolen or damaged luggage
*You're laid off from your job of at least 3 years' employment
*A diocese you're visiting has a terrorist incident
*Cruise ship sicknesses
tonalc1 | Jul 18, 2007
In Travel Insurance why is there a large difference in premiums when the policies are similar?
Dec 18, 2006 by vik | Posted in Insurance
I have been comparing travel insurance for two people under 60 for four days in europe. I have checked the glut details and there is no considerable difference between the different insurers. The policies I viewed are almost identicle and where I have seen differences, they are inappreciable.
So why have I seen policies with premiums as high as £30 and some low as £6-£7 (and the insurance is covered by big insurers for the low ones I found too). I looked at the baby print and again from what I could make of it, there was no considerable difference.
What's the difference then? What am I missing? and if it is as black and white as I can see, then is it worth me upstanding buying the insurance at the cost of £7?
As someone who's a knowledgeable underwriter and once actually wrote the small print ..................
Travel insurance as sold by travel agents is one huge scam.
Once one sets aside the baloney sold by travel agents, the difference tends to hinge on three things:
1. the method of selling: companies geared up to selling on the internet have very low overheads compared to others
2. the strictness of underwriting i.e. how they investigate "substandard lives." Some policies are only offered at standard rates to people who in at bottom have never had a day's illness in their lives. If you've ever been near a hospital for anything or if your parents died before they were 80 you aren't covered, even if they've captivated your premium. It's all there in the small print, if you could understand it.
3. the claims policy of the company concerned. Some companies keep the premiums low by contesting every last penny of every call for and in effect paying out next to nothing. Others charge more but pay out more readily.
Read the small print VERY carefully.
For what it's worth -- and it's decades since I worked in insurance and there's nothing in it for me! -- I've reach-me-down
www.simpletravelinsurance.co.uk
with considerable satisfaction. It's an example of the sort of company that keeps the price down by using the internet via a well-designed website.
No one assemblage is best for everyone, though, so do your homework thoroughly.
If you absolutely must use a travel agent's insurance, then Trailfinders are as good as any of the travel agents' insurance offerings.
www.trailfinders.com
Nothing at all dishonour with it, but there's cheaper out there on the web that's just as good.
Feinschmecker | Dec 19, 2006
And don't even weigh about asking most companies for travel insurance if you are over 65 or have suffered from serious ill health. But there are specialist and more »
CBC.caTravel Protection North America (www.travelguard.com), a leader in travel insurance and assistance plans, announced today that it will demand emergency travel Tips for traveling during hurricane seasonHurricane Earl Losses To Hit Allstate, AIGHurricane Earl Hot Rota BUGS, FUEL, BCON, GV, Cat Bondsall 4,774 news articles »
Clever Business NetworkThe congress is made up of three conferences 1) Medical Tourism Conference, 2) Expatriate Healthcare Travel Insurance & Wide-ranging Health Insurance Conference Public, private, pay-as-you-go: health care for expatsA new global manufacture that appeared out of nowhereall 214 news articles »
